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Audi S3 Insurance Cost [Rates + Coverage Guide]

Key takeaways:

  • Full coverage costs around $1,474 a year or $123 each month
  • A liability-only policy costs around $591 a year or $49 each month
  • Highest rates are for teenage drivers at around $5,387 a year or $449 each month
  • Good drivers can save as much as $608 a year by earning policy discounts
  • Audi S3 insurance costs around $45 less per year than the average vehicle

Audi S3 insurance rates are about $45 less than the average vehicle in the country. Full coverage will cost around $1,474 a year or $123 a month.

Good drivers can save up to $608 in policy discounts by practicing safe driving habits. We’re going to take a closer look at Audi S3 insurance rates, crash test ratings, and more.

You can start comparing quotes for Audi S3 car insurance rates from some of the best car insurance companies by using our free online tool now.

Table of Contents

Audi S3 Insurance Cost

The average car insurance costs for an Audi S3 are $1,474 a year or $123 a month.

Are Audi S3s Expensive to Insure?

The chart below details how Audi S3 insurance rates compare to other sedans like the Kia Optima, Mazda 3, and Hyundai Sonata.

Vehicle Comprehensive Collision Liability Total
Audi S3 $356 $744 $264 $1,474
Kia Optima $322 $532 $420 $1,454
Mazda 3 $308 $562 $372 $1,400
Hyundai Sonata $294 $532 $420 $1,426
Toyota Corolla $294 $542 $390 $1,384
Audi A3 $282 $566 $398 $1,404
Ford Fusion $336 $626 $372 $1,492
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However, there are a few things you can do to find the cheapest Audi insurance rates online.

What Impacts the Cost of Audi S3 Insurance?

The Audi S3 trim and model you choose will affect the total price you will pay for Audi S3 insurance coverage.

Age of the Vehicle

Older Audi S3 models generally cost less to insure. For example, car insurance for a 2018 Audi S3 costs $1,474, while 2015 Audi S3 insurance costs are $1,388, a difference of $86.

Model Year Comprehensive Collision Liability Total
2018 Audi S3 $356 $744 $264 $1,474
2017 Audi S3 $344 $726 $274 $1,454
2016 Audi S3 $332 $696 $284 $1,422
2015 Audi S3 $314 $672 $292 $1,388
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Driver Age

Driver age can have a significant impact on Audi S3 auto insurance rates. As an example, a 40-year-old driver could pay $156 less each month for their Audi S3 auto insurance compared to a 20-year-old driver.

Driver Location

Where you live can have a large impact on Audi S3 insurance rates. For example, drivers in New York may pay $383 a year more than drivers in Chicago.

Your Driving Record

Your driving record can have an impact on the cost of Audi S3 car insurance. Teens and drivers in their 20’s see the highest jump in their Audi S3 car insurance rates with violations on their driving record.

Audi S3 Crash Test Ratings

Audi S3 crash test ratings will affect your Audi S3 car insurance rates.

Vehicle Tested Overall Frontal Side Rollover
2020 Audi S3 4 DR AWD 5 stars 4 stars 5 stars 4 stars
2019 Audi S3 4 DR AWD 5 stars 4 stars 5 stars 4 stars
2018 Audi S3 4 DR AWD 5 stars 4 stars 5 stars 4 stars
2017 Audi S3 4 DR AWD 5 stars 4 stars 5 stars 4 stars
2016 Audi S3 4 DR AWD 5 stars 4 stars 5 stars 4 stars
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration
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Audi S3 Safety Features

The more safety features you have on your Audi S3, the more likely it is that you can earn a discount. The Audi S3’s safety features include:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • Rear Side Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Brake Assist
  • Electronic Stability Control
  • Daytime Running Lights
  • Child Safety Locks
  • Integrated Turn Signal Mirrors
  • Traction Control
  • Blind Spot Monitor
  • Auto-Leveling Headlights
  • Cross-Traffic Alert

Audi S3 Finance and Insurance Cost

If you are financing an Audi S3, you will pay more if you purchase Audi S3 auto insurance at the dealership, so be sure to shop around and compare Audi S3 auto insurance quotes from the best companies using our FREE tool below.

Ways to Save on Audi S3 Insurance

There are several ways you can save even more on your Audi S3 car insurance rates. Take a look at the following five tips:

  • Check Reviews and State Complaints Before You Choose an Insurer
  • Move to the Countryside
  • Check the Odometer on Your Audi S3
  • Provide Your Audi S3 VIN When Requesting Audi S3 Auto Insurance Quotes
  • Install an Aftermarket Anti-Theft Device for Your Audi S3

Top Audi S3 Insurance Companies

The best auto insurance companies for Audi S3 car insurance rates will offer competitive rates, discounts, and account for the Audi S3’s safety features. The following list of car insurance companies outlines which companies hold the highest market share.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute
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Compare Free Audi S3 Insurance Quotes Online

You can start comparing quotes for Audi S3 auto insurance rates from some of the best auto insurance companies by using our free online tool now.

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