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Mazda 2 Car Insurance [Rates + Comparison Guide]

Key takeaways:

  • Full coverage costs around $1,142 a year or $95 each month
  • A liability-only policy costs around $458 a year or $38 each month
  • Highest rates are for teenage drivers at around $4,174 a year or $348 each month
  • Good drivers can save as much as $471 a year by earning policy discounts
  • Mazda 2 insurance costs around $377 less per year than the average vehicle

Mazda 2 insurance rates are much cheaper than the average vehicle. Full coverage is barely $100 per month and liability-only coverage is $38 per month. Continue reading to learn more.

You can start comparing quotes for Mazda 2 insurance rates from some of the best auto insurance companies by using our free online tool now.

Table of Contents

Mazda 2 Insurance Cost

The average Mazda 2 auto insurance costs are $1,142 a year or $95 a month.

Are Mazda 2s Expensive to Insure?

The chart below details how Mazda 2 insurance rates compare to other subcompact hatchbacks like the Volkswagen Golf, Ford Focus RS, and Volkswagen Golf R.

Vehicle Comprehensive Collision Liability Total
Volkswagen Golf $306 $600 $390 $1,454
Ford Focus RS $332 $656 $398 $1,544
Volkswagen Golf R $372 $660 $390 $1,580
Mitsubishi Mirage $244 $448 $398 $1,248
Honda Fit $268 $512 $258 $1,148
Volkswagen Beetle $280 $542 $332 $1,290
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However, there are a few things you can do to find the cheapest Mazda insurance rates online.

What Impacts the Cost of Mazda 2 Insurance?

The Mazda 2 trim and model you choose can impact the total price you will pay for Mazda 2 auto insurance coverage.

Age of the Vehicle

Older Mazda 2 models generally cost less to insure. For example, auto insurance for a 2014 Mazda 2 costs $1,142, while 2011 Mazda 2 insurance costs are $1,048, a difference of $94.

Model Year Comprehensive Collision Liability Total
2014 Mazda 2 $206 $326 $452 $1,142
2013 Mazda 2 $198 $306 $456 $1,118
2012 Mazda 2 $190 $274 $460 $1,082
2011 Mazda 2 $178 $252 $460 $1,048
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Driver Age

Driver age can have a significant impact on the cost of Mazda 2 auto insurance. For example, 20-year-old drivers pay as much as $1,447 more each year for their Mazda 2 auto insurance than 40-year-old drivers.

Driver Location

Where you live can have a large impact on Mazda 2 insurance rates. For example, drivers in Los Angeles may pay $163 a year more than drivers in Houston.

Your Driving Record

Your driving record can have an impact on the cost of Mazda 2 auto insurance. Teens and drivers in their 20’s see the highest jump in their Mazda 2 auto insurance rates with violations on their driving record.

Mazda 2 Safety Ratings

Your Mazda 2 insurance rates are tied to the safety ratings of the Mazda 2. See the breakdown below:

Test Type Rating
Small overlap front: driver-side M
Small overlap front: passenger-side Not Tested
Moderate overlap front G
Side A
Roof strength G
Head restraints and seats A
Source: Insurance Institute for Highway Safety
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Mazda 2 Crash Test Ratings

Mazda 2 crash test ratings can impact the cost of your Mazda 2 auto insurance. See Mazda 2 crash test results below:

Vehicle Tested Overall Frontal Side Rollover
Mazda 2 N/R N/R N/R N/R
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration
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Mazda 2 Safety Features

The more safety features you have on your Mazda 2, the more likely it is that you can earn a discount. The Mazda 2’s safety features include:

  • Electronic Stability Control (ESC)
  • ABS And Driveline Traction Control
  • Side Impact Beams
  • Dual Stage Driver And Passenger Seat-Mounted Side Airbags
  • Low Tire Pressure Warning
  • Dual Stage Driver And Passenger Front Airbags
  • Curtain 1st And 2nd Row Airbags
  • Airbag Occupancy Sensor
  • Rear Child Safety Locks
  • Outboard Front Lap And Shoulder Safety Belts -inc: Rear Center 3 Point, Height Adjusters and Pretensioners

Mazda 2 Finance and Insurance Cost

When financing a Mazda 2, most lenders will require your carry higher Mazda 2 coverage options including comprehensive coverage, so be sure to shop around and compare Mazda 2 insurance rates from the best companies using our FREE tool below.

Ways to Save on Mazda 2 Insurance

You have more options at your disposal to save money on your Mazda 2 auto insurance costs. For example, try these five tips:

  • Ask About Mature Driver Discounts for Drivers Over 50
  • Choose a Mazda 2 with Cheaper Repair Costs
  • Understand that Insurance Companies Can’t Change Your Mazda 2 Auto Insurance Rate Mid-Term Based on Changes to Your Credit Score
  • Remove Young Drivers from Your Mazda 2 Insurance Plan
  • Move to the Countryside

Top Mazda 2 Insurance Companies

Who is the best auto insurance company for Mazda 2 insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Mazda 2 auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Mazda 2 offers.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute
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Save on your Mazda 2 insurance rates by taking advantage of our FREE comparison tool.

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