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How Much is Insurance on a Hyundai Kona?

Key takeaways:

  • Full coverage costs around $1,232 a year or $103 each month
  • A liability-only policy costs around $494 a year or $41 each month
  • Highest rates are for teenage drivers at around $4,503 a year or $375 each month
  • Good drivers can save as much as $508 a year by earning policy discounts
  • Hyundai Kona insurance costs around $287 less per year than the average vehicle

Hyundai Kona insurance rates are $287 cheaper than the average vehicle. Full coverage will cost $103 per month, while liability-only coverage costs $41 per month. Read more to learn how you can save money on Hyundai Kona insurance rates.

You can start comparing quotes for Hyundai Kona auto insurance rates from some of the best auto insurance companies by using our free online tool now.

Table of Contents

Hyundai Kona Insurance Cost

The average Hyundai Kona auto insurance rates are $1,232 a year or $103 a month.

Are Hyundai Konas Expensive to Insure?

The chart below details how Hyundai Kona insurance rates compare to other crossovers like the Audi Q5, Toyota RAV4, and Chevrolet Trax.

Vehicle Comprehensive Collision Liability Total
Hyundai Kona $280 $500 $316 $1,232
Audi Q5 $362 $718 $372 $1,610
Toyota RAV4 $280 $482 $390 $1,310
Chevrolet Trax $280 $470 $372 $1,280
Nissan Murano $294 $512 $390 $1,354
Ford Escape $280 $438 $316 $1,170
MINI Clubman $320 $506 $398 $1,382
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However, there are a few things you can do to find the cheapest Hyundai insurance rates online.

What Impacts the Cost of Hyundai Kona Insurance?

The Hyundai Kona trim and model you choose can impact the total price you will pay for Hyundai Kona auto insurance coverage.

Age of the Vehicle

Older Hyundai Kona models generally cost less to insure. For example, auto insurance for a 2020 Hyundai Kona costs $1,232, while 2018 Hyundai Kona insurance costs are $1,208, a difference of $24.

Model Year Comprehensive Collision Liability Total
2020 Hyundai Kona $280 $500 $316 $1,232
2019 Hyundai Kona $268 $482 $332 $1,218
2018 Hyundai Kona $256 $478 $338 $1,208
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Driver Age

Driver age can have a significant impact on the cost of Hyundai Kona auto insurance. For example, 20-year-old drivers pay approximately $1,507 each year for their Hyundai Kona auto insurance than 30-year-old drivers.

Driver Location

Where you live can have a large impact on Hyundai Kona insurance rates. For example, drivers in New York may pay $752 a year more than drivers in Seattle.

Your Driving Record

Your driving record can have an impact on your Hyundai Kona auto insurance rates. Teens and drivers in their 20’s see the highest jump in their Hyundai Kona auto insurance with violations on their driving record.

Hyundai Kona Safety Ratings

The Hyundai Kona’s safety ratings will affect your Hyundai Kona auto insurance rates. See the chart below:

Test Type Rating
Small overlap front: driver-side Good
Small overlap front: passenger-side Good
Moderate overlap front Good
Side Good
Roof strength Good
Head restraints and seats Good
Source: Insurance Institute for Highway Safety
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Hyundai Kona Crash Test Ratings

The crash test ratings of the Hyundai Kona can impact your Hyundai Kona auto insurance rates.

Vehicle Tested Overall Frontal Side Rollover
2020 Hyundai Kona SUV FWD 5 stars 5 stars 5 stars 4 stars
2020 Hyundai Kona SUV AWD 5 stars 5 stars 5 stars 4 stars
2020 Hyundai Kona Electric SUV FWD N/R N/R N/R N/R
2019 Hyundai Kona SUV FWD 5 stars 5 stars 5 stars 4 stars
2019 Hyundai Kona SUV AWD 5 stars 5 stars 5 stars 4 stars
2019 Hyundai Kona Electric SUV AWD N/R N/R N/R N/R
2018 Hyundai Kona SUV FWD N/R N/R N/R N/R
2018 Hyundai Kona SUV AWD N/R N/R N/R N/R
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration
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Hyundai Kona Safety Features

The Hyundai Kona safety features play a vital role in keeping passengers safe in crashes, but they can also help lower your Hyundai Kona auto insurance rates. The Hyundai Kona’s safety features include:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Brake Assist
  • Electronic Stability Control
  • Daytime Running Lights
  • Child Safety Locks
  • Traction Control
  • Lane Departure Warning
  • Lane Keeping Assist

Hyundai Kona Finance and Insurance Cost

If you are financing a Hyundai Kona, most lenders will require your carry higher Hyundai Kona coverage options including comprehensive coverage, so be sure to shop around and compare Hyundai Kona auto insurance rates from the best companies using our FREE tool below.

Ways to Save on Hyundai Kona Insurance

If you want to reduce the cost of your Hyundai Kona insurance rates, follow these tips below:

  • Start Searching for New Hyundai Kona Insurance Rates a Month Before Your Renewal
  • Ask Your Insurance Company About Hyundai Kona Discounts
  • Park Your Hyundai Kona Somewhere Safe – like a Garage or Private Driveway
  • Buy a Hyundai Kona with an Anti-Theft Device
  • Make Sure You’re Raising a Safe Driver

Top Hyundai Kona Insurance Companies

Several insurance companies offer competitive rates for the Hyundai Kona based on factors like discounts for safety features. Take a look at these top auto insurance companies that are popular with Hyundai Kona drivers organized by market share.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute
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Compare Free Hyundai Kona Insurance Quotes Online

Start comparing Hyundai Kona auto insurance quotes for free by using our convenient online comparison tool.

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