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How Much is Insurance on a Lincoln MKC? [Guide + Free Quotes]

Key takeaways:

  • Full coverage costs around $1,458 a year or $122 each month
  • A liability-only policy costs around $585 a year or $49 each month
  • Highest rates are for teenage drivers at around $5,329 a year or $444 each month
  • Good drivers can save as much as $601 a year by earning policy discounts
  • Lincoln MKC insurance costs around $61 less per year than the average vehicle

Lincoln MKC insurance rates cost $122 per month for full coverage and $49 per month for liability-only coverage. Teen drivers pay the most expensive rates, which are $444 per month. Continue reading to learn how you can save $601 per year on Lincoln MKC insurance rates

You can start comparing quotes for Lincoln MKC auto insurance rates from some of the best auto insurance companies by using our free online tool now.

Table of Contents

Lincoln MKC Insurance Cost

The average Lincoln MKC auto insurance costs are $1,458 a year or $122 a month.

Are Lincoln MKCs Expensive to Insure?

The chart below details how Lincoln MKC insurance rates compare to other crossovers like the MINI Clubman, Buick Envision, and Ford EcoSport.

Vehicle Comprehensive Collision Liability Total
Lincoln MKC $306 $596 $398 $1,458
MINI Clubman $320 $506 $398 $1,382
Buick Envision $320 $566 $398 $1,442
Ford EcoSport $280 $500 $372 $1,310
Kia Niro $282 $478 $398 $1,316
Cadillac XT4 $362 $656 $316 $1,470
Lincoln MKX $294 $596 $398 $1,446
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However, there are a few things you can do to find the cheapest Lincoln insurance rates online.

What Impacts the Cost of Lincoln MKC Insurance?

The Lincoln MKC trim and model you choose can impact the total price you will pay for Lincoln MKC insurance coverage.

Age of the Vehicle

Older Lincoln MKC models generally cost less to insure. For example, auto insurance rates for a 2018 Lincoln MKC are $1,458, while 2015 Lincoln MKC rates are $1,408, a difference of $50.

Model Year Comprehensive Collision Liability Total
2018 Lincoln MKC $306 $596 $398 $1,458
2017 Lincoln MKC $296 $582 $416 $1,452
2016 Lincoln MKC $286 $558 $430 $1,432
2015 Lincoln MKC $270 $538 $442 $1,408
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Driver Age

Driver age can have a significant effect on the cost of Lincoln MKC auto insurance. For example, a 20-year-old driver could pay around $149 more each month for their Lincoln MKC auto insurance than a 30-year-old driver.

Driver Location

Where you live can have a large impact on Lincoln MKC insurance rates. For example, drivers in Los Angeles may pay $539 a year more than drivers in Philadelphia.

Your Driving Record

Your driving record can have an impact on the cost of Lincoln MKC auto insurance. Teens and drivers in their 20’s see the highest jump in their Lincoln MKC auto insurance rates with violations on their driving record.

Lincoln MKC Safety Ratings

Your Lincoln MKC auto insurance rates are tied to the Lincoln MKC’s safety ratings. See the breakdown below:

Test Type Rating
Small overlap front: driver-side Not Tested
Small overlap front: passenger-side Not Tested
Moderate overlap front G
Side G
Roof strength Not Tested
Head restraints and seats Not Tested
Source: Insurance Institute for Highway Safety
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Lincoln MKC Crash Test Ratings

Poor Lincoln MKC crash test ratings could mean higher Lincoln MKC auto insurance rates.

Vehicle Tested Overall Frontal Side Rollover
2019 Lincoln MKC SUV FWD 4 stars 4 stars 5 stars 4 stars
2019 Lincoln MKC SUV AWD 4 stars 4 stars 5 stars 4 stars
2018 Lincoln MKC SUV FWD 4 stars 4 stars 5 stars 4 stars
2018 Lincoln MKC SUV AWD 4 stars 4 stars 5 stars 4 stars
2017 Lincoln MKC SUV FWD 4 stars 4 stars 5 stars 4 stars
2017 Lincoln MKC SUV AWD 4 stars 4 stars 5 stars 4 stars
2016 Lincoln MKC SUV FWD 4 stars 4 stars 5 stars 4 stars
2016 Lincoln MKC SUV AWD 4 stars 4 stars 5 stars 4 stars
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration
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Lincoln MKC Safety Features

Lincoln MKC safety features can lower the cost of your insurance. The safety features for the 2020 Lincoln MKC include:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Brake Assist
  • Electronic Stability Control
  • Daytime Running Lights
  • Child Safety Locks
  • Traction Control

Lincoln MKC Insurance Loss Probability

Another contributing factor that plays a direct role in Lincoln MKC insurance rates is the loss probability for each type of coverage.

Insurance Coverage Category Loss Rate
Collision -3%
Property Damage -24%
Comprehensive -31%
Personal Injury no data
Medical Payment no data
Bodily Injury no data
Source: Insurance Institute for Highway Safety
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Lincoln MKC Finance and Insurance Cost

If you are financing a Lincoln MKC, most lenders will require your carry higher Lincoln MKC coverage options including comprehensive coverage, so be sure to shop around and compare Lincoln MKC auto insurance quotes from the best auto insurance companies using our FREE tool below.

Ways to Save on Lincoln MKC Insurance

There are many ways that you can save on Lincoln MKC auto insurance to get the best value possible. Below are five scenarios you can explore to help keep your Lincoln MKC auto insurance rates low.

  • Don’t Always Pick the Cheapest Lincoln MKC Auto Insurance Policy
  • Buy a Lincoln MKC with an Anti-Theft Device
  • Use Paperless Billing for Your Lincoln MKC Auto Insurance Policy
  • Take Advantage of Referral Fees
  • Ask for a Higher Deductible for Your Lincoln MKC Auto Insurance Policy

Top Lincoln MKC Insurance Companies

Several top auto insurance companies offer competitive rates for the Lincoln MKC rates based on factors like discounts for safety features. Take a look at this list of top auto insurance companies that are popular with Lincoln MKC drivers organized by market share.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute
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Compare Free Lincoln MKC Insurance Quotes Online

You can start comparing quotes for Lincoln MKC auto insurance rates from some of the best auto insurance companies by using our free online tool now.

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