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Best Volvo XC70 Insurance Rates [Rates + Comparison Guide]

Key takeaways:

  • Full coverage costs around $1,556 a year or $130 each month
  • A liability-only policy costs around $624 a year or $52 each month
  • Highest rates are for teenage drivers at around $5,687 a year or $474 each month
  • Good drivers can save as much as $642 a year by earning policy discounts
  • Volvo XC70 insurance costs around $37 more per year than the average vehicle

Volvo XC70 insurance rates cost $130 per month for full coverage and $52 per month for liability-only coverage. You can save up to $642 per year on policy discounts. Continue reading to learn how you can be eligible for cheaper Volvo XC70 insurance rates.

You can start comparing quotes for Volvo XC70 auto insurance rates from some of the best auto insurance companies by using our free online tool now.

Table of Contents

Volvo XC70 Insurance Cost

The average auto insurance rates for a Volvo XC70 cost $1,556 a year or $130 a month.

Are Volvo XC70s Expensive to Insure?

The chart below details how Volvo XC70 insurance rates compare to other wagons like the Subaru Outback.

Vehicle Comprehensive Collision Liability Total
Subaru Outback $348 $500 $372 $1,378
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However, there are a few things you can do to find the cheapest Volvo insurance rates online.

What Impacts the Cost of Volvo XC70 Insurance?

The Volvo XC70 trim and model you choose can impact the total price you will pay for Volvo XC70 insurance coverage.

Age of the Vehicle

The average Volvo XC70 auto insurance rates are higher for newer models. For example, auto insurance rates for a 2016 Volvo XC70 are $1,556, while 2010 Volvo XC70 rates are $1,318, a difference of $238.

Model Year Comprehensive Collision Liability Total
2016 Volvo XC70 $332 $558 $486 $1,556
2015 Volvo XC70 $314 $538 $500 $1,532
2014 Volvo XC70 $302 $500 $510 $1,492
2013 Volvo XC70 $290 $470 $514 $1,454
2012 Volvo XC70 $278 $422 $520 $1,400
2011 Volvo XC70 $260 $388 $520 $1,348
2010 Volvo XC70 $250 $364 $524 $1,318
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Driver Age

Driver age can have a significant effect on Volvo XC70 auto insurance rates. For example, 30-year-old drivers pay $68 more for Volvo XC70 auto insurance than 40-year-old drivers.

Driver Location

Where you live can have a large impact on Volvo XC70 insurance rates. For example, drivers in Los Angeles may pay $223 a year more than drivers in Houston.

Your Driving Record

Your driving record can have an impact on the cost of Volvo XC70 auto insurance. Teens and drivers in their 20’s see the highest jump in their Volvo XC70 auto insurance rates with violations on their driving record.

Volvo XC70 Safety Ratings

Your Volvo XC70 auto insurance rates are tied to the safety ratings of the Volvo XC70. See the breakdown below:

Test Type Rating
Small overlap front: driver-side Not Tested
Small overlap front: passenger-side Not Tested
Moderate overlap front Not Tested
Side Not Tested
Roof strength Not Tested
Head restraints and seats Not Tested
Source: Insurance Institute for Highway Safety
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Volvo XC70 Crash Test Ratings

Not only do good Volvo XC70 crash test ratings mean you are better protected in a crash, but good crash ratings also mean cheaper Volvo XC70 auto insurance rates.

Vehicle Tested Overall Frontal Side Rollover
2016 Volvo XC70 SW FWD N/R N/R N/R N/R
2016 Volvo XC70 SW AWD N/R N/R N/R N/R
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration
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Volvo XC70 Safety Features

The more safety features you have on your Volvo XC70, the more likely it is that you can earn a discount. The Volvo XC70’s safety features include:

  • DSTC Electronic Stability Control (ESC)
  • ABS And Driveline Traction Control
  • Side Impact Beams
  • Dual Stage Driver And Passenger Seat-Mounted Side Airbags
  • On-Call Plus Emergency Sos
  • City Safety
  • Low Tire Pressure Warning
  • Dual Stage Driver And Passenger Front Airbags
  • Curtain 1st And 2nd Row Airbags
  • Airbag Occupancy Sensor
  • Rear Child Safety Locks
  • Outboard Front Lap And Shoulder Safety Belts -inc: Rear Center 3 Point and Pretensioners

Volvo XC70 Insurance Loss Probability

The Volvo XC70’s insurance loss probability varies between different coverage types. The lower percentage means lower Volvo XC70 auto insurance costs; higher percentages mean higher Volvo XC70 auto insurance costs.

Insurance Coverage Category Loss Rate
Collision -31%
Property Damage N/A
Comprehensive N/A
Personal Injury N/A
Medical Payment N/A
Bodily Injury N/A
Source: Insurance Institute for Highway Safety
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Volvo XC70 Finance and Insurance Cost

If you are financing a Volvo XC70, you will pay more if you purchase Volvo XC70 auto insurance at the dealership, so be sure to shop around and compare Volvo XC70 auto insurance quotes from the best companies using our FREE tool below.

5 Ways to Save on Volvo XC70 Insurance

Save more on your Volvo XC70 auto insurance rates. Take a look at the following five strategies that will get you the best Volvo XC70 auto insurance rates possible.

  • Remove Unnecessary Insurance Once Your Volvo XC70 is Paid Off
  • Ask for a New Volvo XC70 Insurance Rates Based on Your Improved Credit Score
  • Buy a Dashcam for Your Volvo XC70
  • Move to an Area with Better Weather
  • Use Paperless Billing for Your Volvo XC70 Auto Insurance Policy

Top Volvo XC70 Insurance Companies

Several top auto insurance companies offer competitive rates for the Volvo XC70 rates based on factors like discounts for safety features. Take a look at this list of top auto insurance companies that are popular with Volvo XC70 drivers organized by market share.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute
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