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Volvo S60 Car Insurance [List of Money Saving Tips]

Key takeaways:

  • Full coverage costs around $1,544 a year or $129 each month
  • A liability-only policy costs around $619 a year or $52 each month
  • Highest rates are for teenage drivers at around $5,643 a year or $470 each month
  • Good drivers can save as much as $637 a year by earning policy discounts
  • Volvo S60 insurance costs around $25 more per year than the average vehicle

Volvo S60 insurance rates are more expensive than the average vehicle, but you can save money on policy discounts. Continue reading to learn how you can save $637 per year on Volvo S60 insurance rates.

You can start comparing quotes for Volvo S60 auto insurance rates from some of the best auto insurance companies by using our free online tool now.

Table of Contents

Volvo S60 Insurance Cost

The average Volvo S60 auto insurance rates are $1,544 a year or $129 a month.

Are Volvo S60s Expensive to Insure?

The chart below details how Volvo S60 insurance rates compare to other luxury cars like the Volvo S90, Infiniti Q70, and Audi S8.

Vehicle Comprehensive Collision Liability Total
Volvo S60 $332 $656 $398 $1,544
Volvo S90 $356 $714 $398 $1,626
Infiniti Q70 $370 $774 $338 $1,618
Audi S8 $658 $1368 $398 $2,582
Cadillac CTS-V $406 $804 $338 $1,684
Audi S7 $532 $1250 $398 $2,338
Chevrolet Corvette $494 $922 $264 $1,790
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However, there are a few things you can do to find the cheapest Volvo insurance rates online.

What Impacts the Cost of Volvo S60 Insurance?

Even though the average annual rate for the Volvo S60 is $1,544, your policy can be higher or lower depending upon your profile. Those factors include your age, home address, driving history, and the model year of your Volvo S60.

Age of the Vehicle

The average Volvo S60 auto insurance rates are higher for newer models. For example, auto insurance rates for a 2018 Volvo S60 cost $1,544, while 2011 Volvo S60 rates are $1,286, a difference of $258.

Model Year Comprehensive Collision Liability Total
2018 Volvo S60 $332 $656 $398 $1,544
2017 Volvo S60 $320 $640 $416 $1,534
2016 Volvo S60 $310 $612 $430 $1,510
2015 Volvo S60 $292 $592 $442 $1,484
2014 Volvo S60 $282 $548 $452 $1,440
2013 Volvo S60 $270 $516 $456 $1,400
2012 Volvo S60 $258 $464 $460 $1,340
2011 Volvo S60 $242 $426 $460 $1,286
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Driver Age

Driver age can have a significant impact on Volvo S60 auto insurance rates. For example, 20-year-old drivers pay approximately $1,888 more each year for their Volvo S60 auto insurance than 30-year-old drivers.

Driver Location

Where you live can have a large impact on Volvo S60 insurance rates. For example, drivers in New York may pay $942 a year more than drivers in Seattle.

Your Driving Record

Your driving record can have an impact on the cost of Volvo S60 auto insurance. Teens and drivers in their 20’s see the highest jump in their Volvo S60 auto insurance with violations on their driving record.

Volvo S60 Safety Ratings

Your Volvo S60 auto insurance rates are influenced by the Volvo S60’s safety ratings. See the breakdown below:

Test Type Rating
Small overlap front: driver-side Good
Small overlap front: passenger-side Good
Moderate overlap front Good
Side Good
Roof strength Good
Head restraints and seats Good
Source: Insurance Institute for Highway Safety
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Volvo S60 Crash Test Ratings

Volvo S60 crash test ratings can impact your Volvo S60 auto insurance rates. See Volvo S60 crash test results below:

Vehicle Tested Overall Frontal Side Rollover
2020 Volvo S60 T8 Polestar Engineered 4 DR AWD N/R N/R N/R N/R
2020 Volvo S60 T8 4 DR AWD N/R N/R N/R N/R
2020 Volvo S60 T6 4 DR AWD 5 stars 4 stars 5 stars 5 stars
2020 Volvo S60 T5 4 DR FWD 5 stars 4 stars 5 stars 5 stars
2019 Volvo S60 T8 4 DR AWD N/R N/R N/R N/R
2019 Volvo S60 T6 4 DR AWD N/R N/R N/R N/R
2019 Volvo S60 T5 4 DR FWD N/R N/R N/R N/R
2018 Volvo S60I 4 DR FWD 5 stars 5 stars 5 stars 5 stars
2018 Volvo S60I 4 DR AWD 5 stars 5 stars 5 stars 5 stars
2018 Volvo S60CC 4 DR AWD N/R N/R N/R N/R
2018 Volvo S60 4 DR FWD 5 stars 5 stars 5 stars 5 stars
2018 Volvo S60 4 DR AWD 5 stars 5 stars 5 stars 5 stars
2017 Volvo S60I 4 DR FWD 5 stars 5 stars 5 stars 5 stars
2017 Volvo S60I 4 DR AWD 5 stars 5 stars 5 stars 5 stars
2017 Volvo S60CC 4 DR AWD N/R N/R N/R N/R
2017 Volvo S60 4 DR FWD 5 stars 5 stars 5 stars 5 stars
2017 Volvo S60 4 DR AWD 5 stars 5 stars 5 stars 5 stars
2016 Volvo S60I 4 DR FWD 5 stars 5 stars 5 stars 5 stars
2016 Volvo S60I 4 DR AWD 5 stars 5 stars 5 stars 5 stars
2016 Volvo S60CC 4 DR AWD N/R N/R N/R N/R
2016 Volvo S60 4 DR FWD 5 stars 5 stars 5 stars 5 stars
2016 Volvo S60 4 DR AWD 5 stars 5 stars 5 stars 5 stars
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration
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Volvo S60 Safety Features

The Volvo S60 safety features play a vital role in keeping passengers safe in crashes, but they can also help lower your Volvo S60 auto insurance rates. The Volvo S60’s safety features include:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Brake Assist
  • Electronic Stability Control
  • Daytime Running Lights
  • Child Safety Locks
  • Integrated Turn Signal Mirrors
  • Traction Control
  • Blind Spot Monitor
  • Auto-Leveling Headlights
  • Lane Departure Warning
  • Lane Keeping Assist

Volvo S60 Insurance Loss Probability

Another contributing factor that affects Volvo S60 auto insurance rates is the loss probability for each type of coverage.

Insurance Coverage Category Loss Rate
Collision 3%
Property Damage -15%
Comprehensive -17%
Personal Injury -24%
Medical Payment -28%
Bodily Injury -35%
Source: Insurance Institute for Highway Safety
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Volvo S60 Finance and Insurance Cost

If you are financing a Volvo S60, most lenders will require your carry higher Volvo S60 coverage options including comprehensive coverage, so be sure to shop around and compare Volvo S60 auto insurance quotes from the best companies using our FREE tool below.

Ways to Save on Volvo S60 Insurance

There are many ways that you can save on Volvo S60 auto insurance to get the best value possible. Below are five scenarios you can explore to help keep your Volvo S60 auto insurance rates low.

  • Get Married and Ask for a Discount
  • Check Reviews and State Complaints Before You Choose an Insurer
  • Take Advantage of Referral Fees
  • Reduce Modifications on Your Volvo S60
  • Consider Ride Sharing Services to Lower Your Volvo S60 Mileage

Top Volvo S60 Insurance Companies

Who is the best company for Volvo S60 insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Volvo S60 insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Volvo S60 offers.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute
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Compare Free Volvo S60 Insurance Quotes Online

You can start comparing quotes for Volvo S60 auto insurance rates from some of the best auto insurance companies by using our free online tool now.

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