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Acura ILX Insurance Cost Estimate [Guide + Free Quotes]

Key takeaways:

  • Full coverage costs around $1,442 a year or $120 each month
  • A liability-only policy costs around $578 a year or $48 each month
  • Highest rates are for teenage drivers at around $5,271 a year or $439 each month
  • Good drivers can save as much as $595 a year by earning policy discounts
  • Acura ILX insurance costs around $77 less per year than the average vehicle

Acura ILX insurance rates cost $120 per month for full coverage, but teen drivers have insurance costs up to $439. Continue reading to learn more about how you can save money on Acura ILX insurance rates.

You can start comparing quotes for Acura ILX auto insurance rates from some of the best auto insurance companies by using our free online tool now.

Table of Contents

Acura ILX Insurance Cost

The average Acura ILX auto insurance costs are $1,442 a year or $120 a month.

Are Acura ILXs Expensive to Insure?

The chart below details how Acura ILX insurance rates compare to other sedans like the Nissan Altima, Ford Focus, and Kia Optima.

Vehicle Comprehensive Collision Liability Total
Acura ILX $320 $566 $398 $1,442
Nissan Altima $306 $570 $390 $1,424
Ford Focus $244 $536 $398 $1,336
Kia Optima $322 $532 $420 $1,454
Nissan Sentra $254 $570 $390 $1,372
Chevrolet Cruze $308 $594 $372 $1,432
MINI Hardtop 4 Door $294 $566 $398 $1,416
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However, there are a few things you can do to find the cheapest Acura insurance rates online.

What Impacts the Cost of Acura ILX Insurance?

You might have noticed that there is a multitude of factors that impact Acura ILX auto insurance rates. Your age, location, driving record, and model year all play a role in what you will ultimately pay to insure the Acura ILX.

Age of the Vehicle

Older Acura ILX models generally cost less to insure. For example, auto insurance for a 2018 Acura ILX costs $1,442, while 2013 Acura ILX insurance costs are $1,320, a difference of $122.

Model Year Comprehensive Collision Liability Total
2018 Acura ILX $320 $566 $398 $1,442
2017 Acura ILX $308 $552 $416 $1,434
2016 Acura ILX $298 $530 $430 $1,416
2015 Acura ILX $282 $512 $442 $1,394
2014 Acura ILX $270 $474 $452 $1,354
2013 Acura ILX $260 $446 $456 $1,320
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Driver Age

Driver age can have a significant effect on the cost of Acura ILX auto insurance. For example, a 20-year-old driver could pay around $147 more each month for their Acura ILX auto insurance than 30-year-old driver.

Driver Location

Where you live can have a large impact on Acura ILX insurance rates. For example, drivers in Phoenix may pay $793 a year less than drivers in Los Angeles.

Your Driving Record

Your driving record can have an impact on the cost of Acura ILX auto insurance. Teens and drivers in their 20’s see the highest jump in their Acura ILX auto insurance with violations on their driving record.

Acura ILX Safety Ratings

Your Acura ILX auto insurance rates are tied to the Acura ILX’s safety ratings. See the breakdown below:

Test Type Rating
Small overlap front: driver-side Good
Small overlap front: passenger-side Not Tested
Moderate overlap front Good
Side Good
Roof strength Good
Head restraints and seats Good
Source: Insurance Institute for Highway Safety
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Acura ILX Crash Test Ratings

If the Acura ILX crash test ratings are good, you could have lower Acura ILX auto insurance rates. See Acura ILX crash test results below:

Vehicle Tested Overall Frontal Side Rollover
2020 Acura ILX 4 DR FWD 5 stars 4 stars 5 stars 4 stars
2019 Acura ILX 4 DR FWD 5 stars 4 stars 5 stars 4 stars
2018 Acura ILX 4 DR FWD 5 stars 4 stars 5 stars 4 stars
2017 Acura ILX 4 DR FWD 5 stars 4 stars 5 stars 4 stars
2016 Acura ILX 4 DR FWD 5 stars 4 stars 5 stars 4 stars
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration
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Acura ILX Safety Features

The more safety features you have on your Acura ILX, the more likely it is that you can earn a discount. The Acura ILX’s safety features include:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Brake Assist
  • Electronic Stability Control
  • Daytime Running Lights
  • Child Safety Locks
  • Traction Control
  • Lane Departure Warning
  • Lane Keeping Assist

Acura ILX Insurance Loss Probability

Review the Acura ILX auto insurance loss probability rates for collision, property damage, comprehensive, PIP, MedPay, and bodily injury. The lower percentage means lower Acura ILX auto insurance costs; higher percentages mean higher Acura ILX auto insurance costs.

Insurance Coverage Category Loss Rate
Collision -4%
Property Damage -6%
Comprehensive -17%
Personal Injury 12%
Medical Payment 11%
Bodily Injury -3%
Source: Insurance Institute for Highway Safety
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Acura ILX Finance and Insurance Cost

If you are financing an Acura ILX, you will pay more if you purchase Acura ILX auto insurance at the dealership, so be sure to shop around and compare Acura ILX auto insurance quotes from the best companies using our FREE tool below.

Ways to Save on Acura ILX Insurance

If you want to reduce the cost of your Acura ILX insurance rates, follow these tips below:

  • Ask About Loyalty Discounts
  • Drive Your Acura ILX Safely
  • Compare Auto Insurance Companies After Moving
  • Ask About Acura ILX Safety Discounts
  • Reduce Modifications on Your Acura ILX

Top Acura ILX Insurance Companies

Several top auto insurance companies offer competitive rates for the Acura ILX insurance rates based on factors like discounts for safety features. Take a look at this list of top auto insurance companies that are popular with Acura ILX drivers organized by market share.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute
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