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How Much is Insurance for a Nissan Versa?

Key takeaways:

  • Full coverage costs around $1,372 a year or $114 each month
  • A liability-only policy costs around $550 a year or $46 each month
  • Highest rates are for teenage drivers at around $5,015 a year or $418 each month
  • Good drivers can save as much as $566 a year by earning policy discounts
  • Nissan Versa insurance costs around $147 less per year than the average vehicle

You can save up to $147 per year when you insure a Nissan Versa. Nissan Versa insurance rates are $114 per month for full coverage and $46 per month for liability-only coverage. Continue reading this guide to learn how you can save money on Nissan Versa insurance rates.

You can start comparing quotes for Nissan Versa auto insurance rates from some of the best auto insurance companies by using our free online tool now.

Table of Contents

Nissan Versa Insurance Cost

The average auto insurance costs for a Nissan Versa are $1,372 a year or $114 a month.

Are Nissan Versas Expensive to Insure?

The chart below details how Nissan Versa insurance rates compare to other sedans like the Nissan Sentra, MINI Hardtop 4 Door, and Ford Focus.

Vehicle Comprehensive Collision Liability Total
Nissan Versa $280 $562 $372 $1,372
Nissan Sentra $254 $570 $390 $1,372
MINI Hardtop 4 Door $294 $566 $398 $1,416
Ford Focus $244 $536 $398 $1,336
Hyundai Sonata $294 $532 $420 $1,426
Toyota Camry $294 $570 $390 $1,412
Volkswagen Passat $332 $600 $390 $1,480
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However, there are a few things you can do to find the cheapest Nissan insurance rates online.

What Impacts the Cost of Nissan Versa Insurance?

The Nissan Versa trim and model you choose can impact the total price you will pay for Nissan Versa auto insurance coverage.

Age of the Vehicle

Older Nissan Versa models generally cost less to insure. For example, auto insurance rates for a 2020 Nissan Versa are $1,372, while 2010 Nissan Versa rates are $1,130, a difference of $242.

Model Year Comprehensive Collision Liability Total
2020 Nissan Versa $280 $562 $372 $1,372
2019 Nissan Versa $268 $542 $390 $1,358
2018 Nissan Versa $256 $536 $398 $1,348
2017 Nissan Versa $248 $524 $416 $1,346
2016 Nissan Versa $240 $502 $430 $1,330
2015 Nissan Versa $226 $484 $442 $1,310
2014 Nissan Versa $218 $450 $452 $1,278
2013 Nissan Versa $208 $424 $456 $1,246
2012 Nissan Versa $200 $380 $460 $1,198
2011 Nissan Versa $188 $350 $460 $1,156
2010 Nissan Versa $180 $328 $464 $1,130
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Driver Age

Driver age can have a significant impact on Nissan Versa auto insurance rates. For example, 20-year-old drivers pay approximately $1,678 more each year for their Nissan Versa auto insurance than 30-year-old drivers.

Driver Location

Where you live can have a large impact on Nissan Versa insurance rates. For example, drivers in Houston may pay $1,011 a year more than drivers in Columbus.

Your Driving Record

Your driving record can have an impact on the cost of Nissan Versa auto insurance. Teens and drivers in their 20’s see the highest jump in their Nissan Versa auto insurance with violations on their driving record.

Nissan Versa Safety Ratings

Your Nissan Versa auto insurance rates are tied to the safety ratings of the Nissan Versa. See the breakdown below:

Test Type Rating
Small overlap front: driver-side Not Tested
Small overlap front: passenger-side Not Tested
Moderate overlap front Good
Side Good
Roof strength Not Tested
Head restraints and seats Not Tested
Source: Insurance Institute for Highway Safety
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Nissan Versa Crash Test Ratings

Good Nissan Versa crash test ratings mean the VW is safer, which could mean cheaper Nissan Versa auto insurance rates.

Vehicle Tested Overall Frontal Side Rollover
2020 Nissan Versa 4 DR FWD 5 stars 5 stars 5 stars 4 stars
2019 Nissan Versa Note SR 5 HB FWD N/R N/R N/R N/R
2019 Nissan Versa Note 5 HB FWD N/R N/R N/R 4 stars
2019 Nissan Versa 4 DR FWD 4 stars 4 stars 4 stars 4 stars
2018 Nissan Versa Note 5 HB FWD N/R 3 stars N/R 4 stars
2018 Nissan Versa 4 DR FWD 4 stars 4 stars 4 stars 4 stars
2017 Nissan Versa Note 5 HB FWD N/R 3 stars N/R 4 stars
2017 Nissan Versa 4 DR FWD N/R 4 stars N/R 4 stars
2016 Nissan Versa Note 5 HB FWD 4 stars 3 stars 5 stars 4 stars
2016 Nissan Versa 4 DR FWD 4 stars 4 stars 4 stars 4 stars
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration
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Nissan Versa Safety Features

The more safety features you have on your Nissan Versa, the more likely it is that you can earn a discount. The Nissan Versa’s safety features include:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • Rear Side Air Bag
  • 4-Wheel ABS
  • Front Disc/Rear Drum Brakes
  • Brake Assist
  • Electronic Stability Control
  • Daytime Running Lights
  • Child Safety Locks
  • Traction Control
  • Lane Departure Warning

Nissan Versa Insurance Loss Probability

The Nissan Versa’s insurance loss probability varies for each form of coverage. The lower percentage means lower Nissan Versa auto insurance rates; higher percentages mean higher Nissan Versa auto insurance rates.

Insurance Coverage Category Loss Rate
Collision 16%
Property Damage 10%
Comprehensive -8%
Personal Injury 90%
Medical Payment 103%
Bodily Injury 38%
Source: Insurance Institute for Highway Safety
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Nissan Versa Finance and Insurance Cost

If you are financing a Nissan Versa, most lenders will require your carry higher Nissan Versa coverages including comprehensive coverage, so be sure to compare Nissan Versa auto insurance rates from the best companies using our FREE tool below.

5 Ways to Save on Nissan Versa Insurance

There are many ways that you can save on Nissan Versa auto insurance to get the best value possible. Below are five scenarios you can explore to help keep your Nissan Versa auto insurance rates low.

  • Save Money on Young Driver Nissan Versa Insurance Rates By Mentioning Grades or GPA
  • Apply for Your Full, Unrestricted License as Soon as You’re Eligible
  • Use a Service Like Turo to Rent Out Your Nissan Versa
  • If You’re a Young Driver Living at Home, Add Yourself to Your Parents’ Plan
  • Start Searching for New Nissan Versa Auto Insurance Rates a Month Before Your Renewal

Top Nissan Versa Insurance Companies

Who is the top auto insurance company for Nissan Versa insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Nissan Versa auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Nissan Versa offers.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute
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Compare Free Nissan Versa Insurance Quotes Online

You can start comparing quotes for Nissan Versa auto insurance rates from some of the best auto insurance companies by using our free online tool now.

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