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Cadillac ATS Insurance Rates [Everything You Need to Know]

Key takeaways:

  • Full coverage costs around $1,416 a year or $118 each month
  • A liability-only policy costs around $568 a year or $47 each month
  • Highest rates are for teenage drivers at around $5,175 a year or $431 each month
  • Good drivers can save as much as $584 a year by earning policy discounts
  • Cadillac ATS insurance costs around $103 less per year than the average vehicle

Cadillac ATS insurance rates are $118 per month for full coverage and $47 per month for liability-only coverage. However, teen insurance will cost $431 per month. You save money on earned policy discounts. Continue reading our guide to learn more.

You can start comparing quotes for Cadillac ATS auto insurance rates from some of the best auto insurance companies by using our free online tool now.

Table of Contents

Cadillac ATS Insurance Cost

The average auto insurance costs for a Cadillac ATS are $1,416 a year or $118 a month.

Are Cadillac ATSs Expensive to Insure?

The chart below details how Cadillac ATS insurance rates compare to other sedans like the Nissan Sentra, Toyota Corolla, and Nissan Versa.

Vehicle Comprehensive Collision Liability Total
Cadillac ATS $294 $566 $398 $1,416
Nissan Sentra $254 $570 $390 $1,372
Toyota Corolla $294 $542 $390 $1,384
Nissan Versa $268 $542 $390 $1,358
Chevrolet Malibu $322 $532 $372 $1,384
Subaru WRX $320 $566 $338 $1,360
Chrysler 300 $332 $626 $398 $1,514
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However, there are a few things you can do to find the cheapest Cadillac insurance rates online.

What Impacts the Cost of Cadillac ATS Insurance?

The Cadillac ATS trim and model you choose can impact the total price you will pay for Cadillac ATS insurance coverage.

Age of the Vehicle

Older Cadillac ATS models generally cost less to insure. For example, auto insurance for a 2018 Cadillac ATS costs $1,416, while 2013 Cadillac ATS insurance costs are $1,300, a difference of $116.

Model Year Comprehensive Collision Liability Total
2018 Cadillac ATS $294 $566 $398 $1,416
2017 Cadillac ATS $284 $552 $416 $1,410
2016 Cadillac ATS $274 $530 $430 $1,392
2015 Cadillac ATS $260 $512 $442 $1,372
2014 Cadillac ATS $250 $474 $452 $1,334
2013 Cadillac ATS $240 $446 $456 $1,300
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Driver Age

Driver age can have a significant effect on Cadillac ATS auto insurance rates. For example, 20-year-old drivers pay $1,732 more for their Cadillac ATS auto insurance each year than 30-year-old drivers.

Driver Location

Where you live can have a large impact on Cadillac ATS insurance rates. For example, drivers in New York may pay $863 a year more than drivers in Seattle.

Your Driving Record

Your driving record can have an impact on the cost of Cadillac ATS auto insurance. Teens and drivers in their 20’s see the highest jump in their Cadillac ATS auto insurance rates with violations on their driving record.

Cadillac ATS Safety Ratings

Your Cadillac ATS auto insurance rates are influenced by the Cadillac ATS’s safety ratings. See the breakdown below:

Test Type Rating
Small overlap front: driver-side N/A
Small overlap front: passenger-side N/A
Moderate overlap front N/A
Side N/A
Roof strength N/A
Head restraints and seats N/A
Source: Insurance Institute for Highway Safety
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Cadillac ATS Crash Test Ratings

Not only do good Cadillac ATS crash test ratings mean you are better protected in a crash, but good crash ratings also mean cheaper Cadillac ATS auto insurance rates.

Vehicle Tested Overall Frontal Side Rollover
2019 Cadillac ATS-V 4 DR RWD N/R N/R N/R N/R
2019 Cadillac ATS-V 2DR RWD N/R N/R N/R N/R
2019 Cadillac ATS 2DR RWD N/R N/R N/R N/R
2019 Cadillac ATS 2DR AWD N/R N/R N/R N/R
2018 Cadillac ATS-V 4 DR RWD 4 stars 4 stars 5 stars 5 stars
2018 Cadillac ATS-V 2DR RWD N/R N/R N/R N/R
2018 Cadillac ATS 4 DR RWD 5 stars 5 stars 5 stars 5 stars
2018 Cadillac ATS 4 DR AWD 5 stars 5 stars 5 stars 5 stars
2018 Cadillac ATS 2DR RWD N/R N/R N/R N/R
2018 Cadillac ATS 2DR AWD N/R N/R N/R N/R
2017 Cadillac ATS-V 4 DR RWD 4 stars 4 stars 5 stars 5 stars
2017 Cadillac ATS-V 2DR RWD N/R N/R N/R N/R
2017 Cadillac ATS 4 DR RWD 5 stars 5 stars 5 stars 5 stars
2017 Cadillac ATS 4 DR AWD 5 stars 5 stars 5 stars 5 stars
2017 Cadillac ATS 2DR RWD N/R N/R N/R N/R
2017 Cadillac ATS 2DR AWD N/R N/R N/R N/R
2016 Cadillac ATS-V 4 DR RWD N/R N/R 5 stars 5 stars
2016 Cadillac ATS V-Series 2DR RWD N/R N/R N/R N/R
2016 Cadillac ATS 4 DR RWD 5 stars 5 stars 5 stars 5 stars
2016 Cadillac ATS 4 DR AWD 5 stars 5 stars 5 stars 5 stars
2016 Cadillac ATS 2DR RWD N/R N/R N/R N/R
2016 Cadillac ATS 2DR AWD N/R N/R N/R N/R
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration
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Cadillac ATS Safety Features

Having a variety of safety features on your Cadillac ATS can help lower your insurance costs. According to AutoBlog, the 2020 Cadillac ATS’s safety features include:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Electronic Stability Control
  • Daytime Running Lights
  • Integrated Turn Signal Mirrors
  • Front Tow Hooks
  • Traction Control
  • Emergency Trunk Release

Cadillac ATS Insurance Loss Probability

Insurance loss probability on the Cadillac ATS fluctuates between each type of coverage. The lower percentage means lower Cadillac ATS auto insurance rates; higher percentages mean higher Cadillac ATS auto insurance rates.

Insurance Coverage Category Loss Rate
Collision 21%
Property Damage -3%
Comprehensive 3%
Personal Injury 7%
Medical Payment -4%
Bodily Injury -10%
Source: Insurance Institute for Highway Safety
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Cadillac ATS Finance and Insurance Cost

If you are financing a Cadillac ATS, most lenders will require your carry higher Cadillac ATS coverages including comprehensive coverage, so be sure to compare Cadillac ATS auto insurance rates from the best companies using our FREE tool below.

5 Ways to Save on Cadillac ATS Insurance

There are many ways that you can save on Cadillac ATS auto insurance to get the best value possible. Below are five scenarios you can explore to help keep your Cadillac ATS auto insurance rates low.

  • Bundle Your Cadillac ATS Auto Insurance with Home Insurance
  • Buy Your Cadillac ATS with Cash, or Get a Shorter-Term Loan
  • Spy on Your Teen Driver
  • Ask About Welcome Discounts
  • Avoid the Temptation to File a Claim for Minor Incidents

Top Cadillac ATS Insurance Companies

Who is the top auto insurance company for Cadillac ATS insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Cadillac ATS auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Cadillac ATS offers.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute
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Compare Free Cadillac ATS Insurance Quotes Online

You can start comparing quotes for Cadillac ATS insurance from some of the top auto insurance companies by using our free online tool today.

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