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Ford Edge Insurance Rates [Rates + Comparison Guide]

Key takeaways:

  • Full coverage costs around $1,296 a year or $108 each month
  • A liability-only policy costs around $519 a year or $43 each month
  • Highest rates are for teenage drivers at around $4,737 a year or $395 each month
  • Good drivers can save as much as $534 a year by earning policy discounts
  • Ford Edge insurance costs around $223 less per year than the average vehicle

Ford Edge insurance rates are $108 per month for full coverage and $43 per month for liability-only coverage. You can spend $223 less on auto insurance rates when you insure a Ford Edge. Read through the guide to learn how you save more.

You can start comparing quotes for Ford Edge auto insurance rates from some of the best auto insurance companies by using our free online tool now.

Table of Contents

Ford Edge Insurance Cost

The average Ford Edge auto insurance rates are $1,296 a year or $108 a month.

Are Ford Edges Expensive to Insure?

The chart below details how Ford Edge insurance rates compare to other SUVs like the Volkswagen Atlas, Toyota Land Cruiser, and Jeep Grand Cherokee.

Vehicle Comprehensive Collision Liability Total
Ford Edge $266 $500 $372 $1,296
Volkswagen Atlas $358 $690 $390 $1,596
Toyota Land Cruiser $420 $774 $398 $1,750
Jeep Grand Cherokee $322 $562 $372 $1,414
Audi Q7 $394 $714 $398 $1,664
Buick Enclave $348 $594 $372 $1,472
GMC Acadia $294 $470 $372 $1,294
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However, there are a few things you can do to find the cheapest Ford insurance rates online.

What Impacts the Cost of Ford Edge Insurance?

The Ford Edge trim and model you choose will affect the total price you will pay for Ford Edge insurance coverage.

Age of the Vehicle

Older Ford Edge models generally cost less to insure. For example, auto insurance for a 2020 Ford Edge costs $1,296, while the 2010 Ford Edge insurance costs are $1,086, a difference of $210.

Model Year Comprehensive Collision Liability Total
2020 Ford Edge $266 $500 $372 $1,296
2019 Ford Edge $254 $482 $390 $1,284
2018 Ford Edge $244 $478 $398 $1,278
2017 Ford Edge $236 $466 $416 $1,276
2016 Ford Edge $228 $446 $430 $1,262
2015 Ford Edge $216 $430 $442 $1,246
2014 Ford Edge $206 $400 $452 $1,216
2013 Ford Edge $198 $376 $456 $1,188
2012 Ford Edge $190 $338 $460 $1,146
2011 Ford Edge $178 $310 $460 $1,106
2010 Ford Edge $172 $292 $464 $1,086
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Driver Age

Driver age can have a significant impact on the cost of Ford Edge auto insurance. For example, 20-year-old drivers pay approximately $1,585 each year for their Ford Edge auto insurance than 30-year-old drivers.

Driver Location

Where you live can have a large impact on Ford Edge insurance rates. For example, drivers in Los Angeles may pay $1,114 a year more than drivers in Indianapolis.

Your Driving Record

Your driving record can have an impact on your Ford Edge auto insurance rates. Teens and drivers in their 20’s see the highest jump in their Ford Edge auto insurance with violations on their driving record.

Ford Edge Safety Ratings

Your Ford Edge auto insurance rates are tied to the safety ratings of the Ford Edge. See the breakdown below:

Test Type Rating
Small overlap front: driver-side Good
Small overlap front: passenger-side Good
Moderate overlap front Good
Side Good
Roof strength Good
Head restraints and seats Good
Source: Insurance Institute for Highway Safety
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Ford Edge Crash Test Ratings

Ford Edge crash test ratings can impact the cost of your Ford Edge auto insurance. See Ford Edge crash test results below:

Vehicle Tested Overall Frontal Side Rollover
2020 Ford Edge SUV FWD 5 stars 5 stars 5 stars 4 stars
2020 Ford Edge SUV AWD 5 stars 5 stars 5 stars 4 stars
2019 Ford Edge SUV FWD 5 stars 5 stars 5 stars 4 stars
2019 Ford Edge SUV AWD 5 stars 5 stars 5 stars 4 stars
2018 Ford Edge SUV FWD 5 stars 5 stars 5 stars 4 stars
2018 Ford Edge SUV AWD 5 stars 5 stars 5 stars 4 stars
2017 Ford Edge SUV FWD 5 stars 5 stars 5 stars 4 stars
2017 Ford Edge SUV AWD 5 stars 5 stars 5 stars 4 stars
2016 Ford Edge SUV FWD 5 stars 5 stars 5 stars 4 stars
2016 Ford Edge SUV AWD 5 stars 5 stars 5 stars 4 stars
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration
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Ford Edge Safety Features

The more safety features you have on your Ford Edge, the more likely it is that you can earn a discount. The Ford Edge’s safety features include:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Brake Assist
  • Electronic Stability Control
  • Daytime Running Lights
  • Child Safety Locks
  • Traction Control
  • Blind Spot Monitor
  • Lane Departure Warning
  • Lane Keeping Assist
  • Cross-Traffic Alert

Ford Edge Insurance Loss Probability

Review the Ford Edge auto insurance loss probability rates for collision, property damage, comprehensive, PIP, MedPay, and bodily injury. The lower percentage means lower Ford Edge auto insurance costs; higher percentages mean higher Ford Edge auto insurance costs.

Insurance Coverage Category Loss Rate
Collision -47%
Property Damage no data
Comprehensive -7%
Personal Injury no data
Medical Payment no data
Bodily Injury no data
Source: Insurance Institute for Highway Safety
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Ford Edge Finance and Insurance Cost

If you are financing a Ford Edge, most lenders will require your carry higher Ford Edge coverage options including comprehensive coverage, so be sure to shop around and compare Ford Edge auto insurance rates from the best companies using our FREE tool below.

5 Ways to Save on Ford Edge Insurance

Drivers can end up saving more money on their Ford Edge auto insurance rates by employing any one of the following strategies.

  • Carpool to Work Instead of Driving Your Ford Edge
  • Consider Using a Tracking Device on Your Ford Edge
  • Ask About Welcome Discounts
  • Ask About Ford Edge Low Mileage Discounts
  • Compare Auto Insurance Companies After Moving

Top Ford Edge Insurance Companies

Several insurance companies offer competitive Ford Edge insurance rates based on factors like discounts for safety features. Take a look at these top auto insurance companies that are popular with Ford Edge drivers organized by market share.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute
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Compare Free Ford Edge Insurance Quotes Online

You can start comparing quotes for Ford Edge auto insurance rates from some of the best auto insurance companies by using our free online tool now.

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