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How to Find Cheap Jeep Cherokee Insurance Quotes

Key takeaways:

  • Full coverage costs around $1,640 a year or $137 each month
  • A liability-only policy costs around $658 a year or $55 each month
  • Highest rates are for teenage drivers at around $5,994 a year or $500 each month
  • Good drivers can save as much as $676 a year by earning policy discounts
  • Jeep Cherokee insurance costs around $121 more per year than the average vehicle

If you have a clean driving record, you can save up to $676 per year on Jeep Cherokee insurance rates. You pay as low as $137 per month for Jeep Cherokee rates when you enroll in full coverage. Continue reading to learn more about auto insurance savings.

You can start comparing quotes for Jeep Cherokee auto insurance rates from some of the best auto insurance companies by using our free online tool now.

Table of Contents

Jeep Cherokee Insurance Cost

The average Jeep Cherokee auto insurance costs are $1,640 a year or $137 a month.

Are Jeep Cherokees Expensive to Insure?

The chart below details how Jeep Cherokee insurance rates compare to other SUVs like the Kia Sorento, GMC Yukon, and Subaru Forester.

Vehicle Comprehensive Collision Liability Total
Jeep Cherokee $348 $626 $466 $1,640
Kia Sorento $322 $562 $372 $1,414
GMC Yukon $376 $594 $372 $1,500
Subaru Forester $346 $512 $332 $1,326
Ford Flex $332 $566 $398 $1,454
BMW X3 $376 $656 $372 $1,562
Mitsubishi Outlander $306 $542 $332 $1,316
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However, there are a few things you can do to find the cheapest Jeep insurance rates online.

What Impacts the Cost of Jeep Cherokee Insurance?

The Jeep Cherokee trim and model you choose can impact the total price you will pay for Jeep Cherokee insurance coverage.

Age of the Vehicle

Older Jeep Cherokee models generally cost less to insure. For example, auto insurance for a 2020 Jeep Cherokee costs $1,640, while 2014 Jeep Cherokee insurance costs are $1,534, a difference of $106.

Model Year Comprehensive Collision Liability Total
2020 Jeep Cherokee $348 $626 $466 $1,640
2019 Jeep Cherokee $332 $600 $488 $1,620
2018 Jeep Cherokee $320 $596 $498 $1,614
2017 Jeep Cherokee $308 $582 $520 $1,610
2016 Jeep Cherokee $298 $558 $536 $1,592
2015 Jeep Cherokee $282 $538 $554 $1,574
2014 Jeep Cherokee $270 $500 $564 $1,534
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Driver Age

Driver age can have a significant effect on the cost of Jeep Cherokee auto insurance. For example, 30-year-old drivers pay approximately $72 more for their Jeep Cherokee auto insurance than 40-year-old drivers.

Driver Location

Where you live can have a large impact on Jeep Cherokee insurance rates. For example, drivers in Los Angeles may pay $606 a year more than drivers in Philadelphia.

Your Driving Record

Your driving record can have an impact on your Jeep Cherokee auto insurance rates. Teens and drivers in their 20’s see the highest jump in their Jeep Cherokee auto insurance with violations on their driving record.

Jeep Cherokee Safety Ratings

Your Jeep Cherokee auto insurance rates are influenced by the Jeep Cherokee’s safety ratings. See the breakdown below:

Test Type Rating
Small overlap front: driver-side Good
Small overlap front: passenger-side Good
Moderate overlap front Good
Side Good
Roof strength Good
Head restraints and seats Good
Source: Insurance Institute for Highway Safety
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Jeep Cherokee Crash Test Ratings

The crash test ratings of the Jeep Cherokee can impact your Jeep Cherokee auto insurance rates.

Vehicle Tested Overall Frontal Side Rollover
2020 Jeep Cherokee SUV FWD 4 stars 4 stars 5 stars 4 stars
2020 Jeep Cherokee SUV 4WD 4 stars 4 stars 5 stars 4 stars
2019 Jeep Cherokee SUV 4WD 4 stars 4 stars 5 stars 4 stars
2019 Jeep Cherokee SUV 2WD 4 stars 4 stars 5 stars 4 stars
2018 Jeep Cherokee SUV 4WD 4 stars 4 stars 5 stars 4 stars
2018 Jeep Cherokee SUV 2WD 4 stars 4 stars 5 stars 4 stars
2017 Jeep Cherokee SUV 4WD 4 stars 4 stars 5 stars 4 stars
2017 Jeep Cherokee SUV 2WD 4 stars 4 stars 5 stars 4 stars
2016 Jeep Cherokee SUV 4WD 4 stars 4 stars 5 stars 4 stars
2016 Jeep Cherokee SUV 2WD 4 stars 4 stars 5 stars 4 stars
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration
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Jeep Cherokee Safety Features

The more safety features you have on your Jeep Cherokee, the more likely it is that you can earn a discount. The Jeep Cherokee’s safety features include:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • Rear Side Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Brake Assist
  • Electronic Stability Control
  • Daytime Running Lights
  • Child Safety Locks
  • Integrated Turn Signal Mirrors
  • Traction Control
  • Blind Spot Monitor
  • Lane Departure Warning
  • Lane Keeping Ass

Jeep Cherokee Insurance Loss Probability

The lower percentage means lower Jeep Cherokee auto insurance rates; higher percentages mean higher Jeep Cherokee auto insurance rates. The Jeep Cherokee’s insurance loss probability varies for each form of coverage.

Insurance Coverage Category Loss Rate
Collision -24%
Property Damage 5%
Comprehensive -23%
Personal Injury -13%
Medical Payment -10%
Bodily Injury 9%
Source: Insurance Institute for Highway Safety
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Jeep Cherokee Finance and Insurance Cost

If you are financing a Jeep Cherokee, most lenders will require your carry higher Jeep Cherokee coverage options including comprehensive coverage, so be sure to shop around and compare Jeep Cherokee auto insurance rates from the best companies using our FREE tool below.

Ways to Save on Jeep Cherokee Insurance

You have more options at your disposal to save money on your Jeep Cherokee auto insurance costs. For example, try these five tips:

  • Never Drink and Drive Your Jeep Cherokee
  • Tell Your Insurer About Different Drivers or Uses for Your Jeep Cherokee
  • Take a Defensive Driving Course or Any Driver’s Education Course
  • Use an Accurate Job Title When Requesting Jeep Cherokee Auto Insurance
  • Get Cheaper Jeep Cherokee Auto Insurance Rates as a Full-Time Parent

Top Jeep Cherokee Insurance Companies

Several top auto insurance companies offer competitive rates for the Jeep Cherokee rates based on factors like discounts for safety features. Take a look at this list of top auto insurance companies that are popular with Jeep Cherokee drivers organized by market share.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute
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Compare Free Jeep Cherokee Insurance Quotes Online

You can start comparing quotes for Jeep Cherokee auto insurance rates from some of the best auto insurance companies by using our free online tool now.

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