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Compare Subaru Crosstrek Insurance Quotes

Key takeaways:

  • Full coverage costs around $1,320 a year or $110 each month
  • A liability-only policy costs around $529 a year or $44 each month
  • Highest rates are for teenage drivers at around $4,825 a year or $402 each month
  • Good drivers can save as much as $544 a year by earning policy discounts
  • Subaru Crosstrek insurance costs around $199 less per year than the average vehicle

Subaru Crosstrek insurance rates are $110 per month for full coverage, $44 per month for liability-only coverage, and $402 per month for teen drivers. Find out how you save $544 per year through policy discounts in our Suburu Crosstrek vehicle review.

You can start comparing quotes for Subaru Crosstrek auto insurance rates from some of the best auto insurance companies by using our free online tool now.

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Subaru Crosstrek Insurance Cost

The average Subaru Crosstrek auto insurance rates are $1,320 a year or $110 a month.

Are Subaru Crosstreks Expensive to Insure?

The chart below details how Subaru Crosstrek insurance rates compare to other crossovers like the Toyota C-HR, Hyundai Kona, and Infiniti QX30.

Vehicle Comprehensive Collision Liability Total
Subaru Crosstrek $336 $532 $316 $1,320
Toyota C-HR $254 $452 $258 $1,074
Hyundai Kona $280 $500 $316 $1,232
Infiniti QX30 $344 $686 $398 $1,586
Cadillac XT4 $362 $656 $316 $1,470
Lexus NX 300 $376 $688 $372 $1,594
Ford Escape $280 $438 $316 $1,170
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However, there are a few things you can do to find the cheapest Subaru insurance rates online.

What Impacts the Cost of Subaru Crosstrek Insurance?

The Subaru Crosstrek trim and model you choose can impact the total price you will pay for Subaru Crosstrek insurance coverage.

Age of the Vehicle

Older Subaru Crosstrek models generally cost less to insure. For example, auto insurance for a 2020 Subaru Crosstrek costs $1,320, while 2016 Subaru Crosstrek insurance costs are $1,260, a difference of $60.

Model Year Comprehensive Collision Liability Total
2020 Subaru Crosstrek $336 $532 $316 $1,320
2019 Subaru Crosstrek $320 $512 $332 $1,300
2018 Subaru Crosstrek $306 $506 $338 $1,286
2017 Subaru Crosstrek $296 $494 $354 $1,280
2016 Subaru Crosstrek $286 $474 $364 $1,260
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Driver Age

Driver age can have a significant effect on Subaru Crosstrek auto insurance rates. For example, 20-year-old drivers pay $1,614 more for their Subaru Crosstrek auto insurance each year than 30-year-old drivers.

Driver Location

Where you live can have a large impact on Subaru Crosstrek insurance rates. For example, drivers in Houston may pay $972 a year more than drivers in Columbus.

Your Driving Record

Your driving record can have an impact on the cost of Subaru Crosstrek auto insurance. Teens and drivers in their 20’s see the highest jump in their Subaru Crosstrek auto insurance with violations on their driving record.

Subaru Crosstrek Safety Ratings

Your Subaru Crosstrek auto insurance rates are tied to the safety ratings of the Subaru Crosstrek. See the breakdown below:

Test Type Rating
Small overlap front: driver-side Good
Small overlap front: passenger-side Good
Moderate overlap front Good
Side Good
Roof strength Good
Head restraints and seats Good
Source: Insurance Institute for Highway Safety
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Subaru Crosstrek Crash Test Ratings

If the Subaru Crosstrek crash test ratings are good, you could have lower Subaru Crosstrek auto insurance rates. See Subaru Crosstrek crash test results below:

Vehicle Tested Overall Frontal Side Rollover
2020 Subaru Crosstrek SW AWD 5 stars 4 stars 5 stars 4 stars
2020 Subaru Crosstrek Hybrid SW AWD N/R N/R N/R N/R
2019 Subaru Crosstrek SW AWD 5 stars 4 stars 5 stars 4 stars
2019 Subaru Crosstrek Hybrid SW AWD N/R N/R N/R N/R
2018 Subaru Crosstrek SW AWD 5 stars 4 stars 5 stars 4 stars
2017 Subaru Crosstrek SW AWD 5 stars 4 stars 5 stars 4 stars
2016 Subaru Crosstrek SUV AWD 5 stars 4 stars 5 stars 4 stars
2016 Subaru Crosstrek Hybrid SUV AWD 5 stars 4 stars 5 stars 4 stars
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration
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Subaru Crosstrek Safety Features

Having a variety of safety features on your Subaru Crosstrek can help lower your insurance costs. According to AutoBlog, the 2020 Subaru Crosstrek’s safety features include:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Brake Assist
  • Electronic Stability Control
  • Daytime Running Lights
  • Child Safety Locks
  • Traction Control
  • Lane Departure Warning
  • Lane Keeping Assist

Subaru Crosstrek Finance and Insurance Cost

If you are financing a Subaru Crosstrek, you will pay more if you purchase Subaru Crosstrek auto insurance at the dealership, so be sure to shop around and compare Subaru Crosstrek auto insurance quotes from the best companies using our FREE tool below.

5 Ways to Save on Subaru Crosstrek Insurance

There are several ways you can save even more on your Subaru Crosstrek auto insurance rates. Take a look at the following five tips:

  • Get Married and Ask for a Discount
  • Renew Your Subaru Crosstrek Auto Insurance Coverage to Avoid Lapses
  • Re-Check Subaru Crosstrek Insurance Rates Every 6 Months
  • Understand that Your Insurer Can Change Your Subaru Crosstrek Auto Insurance Rates Mid-Term for Other Reasons
  • Ask for a Subaru Crosstrek Insurance Rate Discount If You Have College Degree or Higher

Top Subaru Crosstrek Insurance Companies

Several top auto insurance companies offer competitive rates for the Subaru Crosstrek rates based on factors like discounts for safety features. Take a look at this list of top auto insurance companies that are popular with Subaru Crosstrek drivers organized by market share.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute
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Compare Free Subaru Crosstrek Insurance Quotes Online

You can start comparing quotes for Subaru Crosstrek insurance from some of the top auto insurance companies by using our free online tool today.

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