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Godfather’s Pizza Auto Insurance (Rates & Requirements)

Things to Remember

  • Godfather’s Pizza requires delivery drivers to have auto insurance.
  • You may want to consider purchasing a business-use add-on or a commercial auto insurance policy to make sure you’re covered while making deliveries.

If you’re considering becoming a food delivery driver for Godfather’s Pizza, you may be wondering about Godfather’s Pizza auto insurance rates and requirements. Below, we’ll cover the basics to get you started.

To compare auto insurance quotes from companies in your area, enter your ZIP code into our free quote comparison tool below.

Table of Contents

Do I need auto insurance to deliver for Godfather’s Pizza?

Yes, Godfather’s Pizza does require that you have insurance on the vehicle you drive for deliveries. You must have at least enough coverage to meet the state requirements. However, it is always helpful to have higher coverage, especially when using your vehicle for work.

Some employers may have an insurance policy that can offer coverage to you in the event of an accident during work. You should discuss this possibility with your manager to go over the details of any coverage.

What kind of food delivery auto insurance is best?

While food delivery auto insurance can be more expensive than personal auto insurance, it is always best to be honest with your insurance company about the use of your vehicle for business.

You cannot use a personal car insurance policy to deliver food. Your provider will deny claims or even cancel your coverage if you do.

Some auto insurance companies will allow a limited amount of business use under your personal auto insurance policy. However, they may also require you to purchase a business-use add-on. These will give you that limited business-use, which can be good for part-time delivery drivers.

For individuals who deliver full-time, a business-use add-on may not be enough. Instead, you may want to consider purchasing a commercial auto insurance policy.

Commercial auto insurance may range between $900 and $1,200 per year. While this can seem pretty expensive, think about how much you could end up paying if you’re in an accident while working without coverage.

Where can I get Godfather’s Pizza auto insurance?

Two of the best car insurance companies for delivery drivers are GEICO and Progressive. You can also consider State Farm food delivery insurance or commercial auto insurance.

Godfather’s Pizza auto insurance quotes can be found by contacting individual insurance companies to receive rates or using a comparison tool such as the one below.

Conclusion

Godfather’s Pizza delivery drivers must have auto insurance coverage. While some franchises may offer limited coverage for business use, this is not always the case.

You may want to consider purchasing a business-use add-on or a commercial auto insurance policy to make sure you are covered while making deliveries.

If you need help finding affordable auto insurance, enter your ZIP code into our free quote comparison tool below.

References:

  1. https://www.iii.org/automobile-financial-responsibility-laws-by-state

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